Overdraft Protection - Island Federal Credit Union (Hauppauge, NY)

Overdraft Protection Line of Credit

Extra protection when you need it.

  • Personal line of credit that automatically covers checks when your checking balance is short.
  • No annual fee or service charge.
  • Simply repay whatever you use at an incredibly competitive variable rate.

Current Annual Percentage Rate as low as 7.00%*

Apply now, it's easy


*APR=Annual Percentage Rate. Rates and terms accurate as of and subject to change without notice. All offers of credit subject to credit approval; applicants may be offered credit at higher rates and other terms. Rates featured are the lowest for the product advertised. Variable APR ranging from 7.75% to 14.50%. Rate is based on the prior month’s average six (6) month Treasury Bill as published in the Federal Reserve Bulletin plus a margin, rounded up to the nearest quarter (0.25); margin is disclosed at account opening. Maximum Rate is 18%. Current average six (6) month Treasury Bill is 1.63%. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.

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Check out our new 9-month certificate special at 1.65% APY & our 16-month CERTIFICATE SPECIAL AT 1.90% APY. Click HERE for more details.

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