Mortgages

Island is the key to homeownership

• Dream It, Achieve It. 100% Homebuyer Program

• Alternative Home Financing for Self-Employed Borrowers

• First Home Club
• Heroes Mortgage
• Free Mortgage Pre-Approval
• Conventional Mortgage
• Jumbo Mortgage
• FHA & VA Mortgages

Our friendly professional staff is here to take you through the entire process from application through closing! 

To Apply

To apply for an Island mortgage to purchase a new property or to refinance a current one:

• Contact the Home Lending Department by calling 631-851-1100 ext. 1347 or email homelending@islandfcu.com 
• Visit our Home Lending locations:

• You may print out the Mortgage Application to get this process started. 
  
  • Your Home Loan Toolkit 
  • Purchase Loan Application Packet
  • Refinance Loan Application Packet

Island's Home Lending Manager Amaury answers the three most common questions he gets asked about the homebuying process:

Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.