Mortgages

Island is the key to homeownership

• Dream It, Achieve It. 100% Homebuyer Progam

• Alternative Home Financing for Self-Employed Borrowers

• First Home Club
• Free Mortgage Pre-Approval
• Heroes Mortgage
• Conventional Mortgage
• Jumbo Mortgage
• FHA & VA Mortgages

Our friendly professional staff is here to take you through the entire process from application through closing! 

To apply for an Island mortgage to purchase a new property or to refinance a current one:

• Contact the Home Lending Department by calling 631-851-1100 ext. 1347 or email homelending@islandfcu.com 
• Visit our Home Lending locations:

• You may print out the Mortgage Application to get this process started.
  • Editable Residential Loan Application
  • Your Home Loan Toolkit 

*Mortgage applicants must qualify for Island membership. Membership is open to anyone who lives, works, worships or attends school in Nassau County or Suffolk County with the exception of the townships of East Hampton, Southampton or Shelter Island. ** Lock in fee is refunded at closing. Loan must close within 60 days.