Island Home Lending

Current Rates & Financial Calculators

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What Our Members are Saying

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Exclusive Mortgage Products

Dream It. Achieve It. Our “Dream It. Achieve It.” program offers a 100% loan to value conventional mortgage. Learn More

Heroes Mortgage Our Heroes Mortgage program is designed to give back to those who serve. Learn More

Self Employed Borrowers Island has an alternative financing option for self-employed borrowers too! Learn More

Other Mortgage Programs Available:

• First Home Club Program
• Jumbo Mortgage
• FHA & VA Mortgages

To Apply

To apply for an Island mortgage to purchase a new property or to refinance a current one:

Apply Online.  It's Quick and Easy!

Visit one of our Home Lending locations:

 Other Financial Calculators:

• Which mortgage is best for me? (Loan Comparison Calculator)
• Should I refinance? (Refinance Loan Calculator)
• How much do I qualify for? (Home Loan Qualification Calculator)
• How much Home Can I Afford? (Monthly Payment Calculator)

Questions or Comments:

If you'd like to learn more about the mortgage process, Click Here to read our Home Loan ToolKit. 

For questions for comments please feel free to reach out to us!

• Contact the Home Lending Department by calling 631-851-1100 ext. 1347
• Email us at homelending@islandfcu.com

Island's Home Lending Manager Amaury answers the three most common questions he gets asked about the homebuying process:

Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.