Mortgages - Island Federal Credit Union (Hauppauge, NY)


Dream it, Achieve it 100% Mortgage Financing Program is Island Easy!

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Open the door to your dream home here.

  • Our friendly mortgage professionals can help you find the right mortgage for you. Plus, they’ll be with you through the entire process from application to closing.
  • Low fixed rate loans — 10, 15, 20 and 30 year terms.

  • A choice of great variable loan programs, too.
  • Put as little as 5% down payment on purchases.
  • Ask about our FHA & VA Loans.
  • Available for purchase and for re-financing your current mortgage.
  • Quick approvals and local closings make the entire process fast and hassle-free.

Island also offers Alternative Financing for Self-Employed Borrowers! Learn more here


To Apply

To apply for an Island mortgage to purchase a new property or to refinance a current one:

Current rates

*Mortgage applicants must qualify for Island membership. Membership is open to anyone who lives, works, worships or attends school in Nassau County or Suffolk County with the exception of the townships of East Hampton, Southampton or Shelter Island. ** Lock in fee is refunded at closing. Loan must close within 60 days.


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Check out our new 15-month certificate special at 2.75% APY. Click HERE for more details.

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