Mortgages

Island is the key to homeownership

• Dream It, Achieve It. 100% Homebuyer Program

• Alternative Home Financing for Self-Employed Borrowers

• First Home Club
• Free Mortgage Pre-Approval
• Heroes Mortgage
• Conventional Mortgage
• Jumbo Mortgage
• FHA & VA Mortgages

Our friendly professional staff is here to take you through the entire process from application through closing! 

To apply for an Island mortgage to purchase a new property or to refinance a current one:

• Contact the Home Lending Department by calling 631-851-1100 ext. 1347 or email homelending@islandfcu.com 
• Visit our Home Lending locations:

• You may print out the Mortgage Application to get this process started.
  • Editable Residential Loan Application
  • Your Home Loan Toolkit 

*Mortgage applicants must qualify for Island membership. ** Lock in fee is refunded at closing. Loan must close within 60 days. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.