Island Home Lending
Your Key to Homeownership
At Island, we know that the process of purchasing a home can be time-consuming and even somewhat overwhelming. We are here to make sure that the home buying process is easy and simple for you. Whether you are a first-time home buyer or looking to refinance your current home, Island Federal has you covered. Our online application makes applying for a mortgage quick and easy.
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Apply online in just 10 minutes!
Apply Now
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Current Rates & Financial Calculators
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Exclusive Mortgage Products
Dream It. Achieve It.
Our “Dream It. Achieve It.” program offers a 100% loan to value conventional mortgage.
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Heroes Mortgage
Our Heroes Mortgage program is designed to give back to those who serve.
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Self Employed Borrowers
Island has an alternative financing option for self-employed borrowers too!
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Other Mortgage Programs Available:
- First Home Club Program
- Jumbo Mortgage
- FHA & VA Mortgages
To Apply
To apply for an Island mortgage to purchase a new property or to refinance a current one:
Apply Online. It's Quick and Easy!
Visit one of our Home Lending locations:
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Island Federal Hauppauge 120 Motor Parkway Hauppauge, NY 11788
Directions
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Island Federal Hicksville 85 E Old Country Road Hicksville, NY 11801
Directions
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Island Federal Stony Brook Health Science Center 101 Nicolls Road Stony Brook, NY 11794
Directions
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Other Financial Calculators:
Questions or Comments:
If you'd like to learn more about the mortgage process, Click Here to read our Home Loan ToolKit.
For questions for comments please feel free to reach out to us!
Island's Home Lending Manager Amaury answers the three most common questions he gets asked about the homebuying process:
Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.

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