Dream It Achieve It

Dream It, Achieve It 100% Mortgage Financing Program


A simpler, easier way to borrow


The Program:

  • 100% Loan to Value Conventional Mortgage
  • Fixed-Rate or Adjustable-Rate Products available
  • Purchase only

Borrower Eligibility:

  • Member of Island Federal Credit Union
  • Single Family, Primary Residence, Nassau/Suffolk County
  • Minimum FICO® Credit Score: 700

Questions? Stop in any branch today or contact the Home Lending Department at 631-851-1100 ext.1347

Apply Online! It's Quick & Easy


Terms are accurate as of and are subject to change without notice. Borrower required to pay their own closing cost (no gifts, seller concessions or grants permitted). FICO® scores below 740 may require additional costs. No late payments to any creditors within the last 12 months. Maximum loan amounts $726,525. All offers of credit are subject to credit approval. No townhouses, condos or co-ops. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. Private Mortgage Insurance required on all loans. Loan payments must be automatically transferred from an Island checking account. Additional terms and conditions may apply. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.

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