Dream It, Achieve It 100% Mortgage Financing Program
A simpler, easier way to borrow
Questions? Stop in any branch today or contact the Home Lending Department at 631-851-1100 ext.1347 or email us
Membership eligibility applies. Terms are accurate as of 01/09/2019 and are subject to change without notice. Borrower required to pay their own closing cost (no gifts, seller concessions or grants permitted). FICO® scores below 740 may require additional costs. No late payments to any creditors within the last 12 months. Maximum loan amounts $453,100. All offers of credit are subject to credit approval. No townhouses, condos or co-ops. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. Private Mortgage Insurance required on all loans. Loan payments must be automatically transferred from an Island checking account. Additional terms and conditions may apply.