Refinance or Consolidate Your Home Loans With Island!
Mortgage rates are dropping... It's a great time to refinance or consolidate!
From application to closing, we will guide you every step of the way!
To apply for a refinance:
*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Loan rates featured are the lowest for the product advertised. Loan-to-value restrictions may apply. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. Rates advertised are for primary residence and properties located in New York. Mortgage rates change daily. Lower rates are available with payment of "points. 1 The 1% 60-day rate lock is refunded at closing provided you close mortgage within 60 days of date rate is locked in. Members who do not lock in a rate will be given the rate in effect ten (10) calendar days prior to closing. APR based on a $165,000 Convention loan assuming the highest credit rating.***Mortgage Special: Must have a 700 FICO Score and Loan to Value must be 70% or less. Monthly payments must be automatically deducted from an Island FCU checking account for life of loan. One family primary residence in Nassau or Suffolk County. Membership eligibility applies. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.