We currently have an opening for either a Loan Associate or Loan Officer, depending on the applicant's level of experience in lending or underwriting. Please see below the job descriptions of both positions.

Loan Associate


Island’s Loan Associate will undergo an extensive training program to learn all the duties and responsibilities of a Loan Officer working in the centralized lending area.


 During the extensive training program, the employee will learn and become proficient in the following areas:

    • Island’s official Lending Policy.
    • Departmental procedures.

    • Processing, underwriting, preparing, and funding all HELOC and Fixed Rate.

    • Home Equity Loan documentation for the branches.

    • Analyzing credit reports and requesting all pertinent loan paperwork. XP Systems Lending Platform.

    • AppTrack indirect lending originations software.

    • Process, underwrite, prepare, and fund all indirect lending.

    • All loan related reports handled in centralized lending area.

    • Reviewing all loan paperwork received from branches and compliance with the Official Lending Policy, procedures and regulatory requirements.

    • Cross selling all credit union products and services.

    • Communicating with branches and members to satisfy all their inquiries regarding loan services and products.

    • Performing all other loan-related duties as assigned.

       Apply Now!

Please also see below Job Description of Loan Officer. 


Loan Officer

Island’s Loan Officers support branch lending operations and handle backroom lending functions that are the responsibility of the centralized lending area.  Centralized Lending area is responsible for HELOC and Fixed Rate Home Equity loan review and preparation of loan documentation and indirect lending a  activities. Loan Officers maintain a thorough knowledge of all loan products and are available to assist branch personnel when needed. 


    • Receive completed application, process, underwrite, prepare, and fund all HELOC and Fixed Rate Home Equity loan documentation upon loan approval while ensuring compliance with Official Lending Policy, procedures and all regulatory guidelines.
    • Deliver paperwork to branch in order to close the loan in a timely manner.
    • Review referred and recommended denial applications from branch.
    • Obtain required loan documentation to process member loan requests and input loan application in XP2 that are not handled at branch.
    • Respond to automated decision and follow guidelines for approvals, referrals and declines.
    • Send out adverse action letters.
    • Decision indirect loan applications received in AppTrack while getting back to dealership with a decision in a timely fashion.
    • Review all indirect loan funding packages to ensure compliance with Official Lending Policy, procedures and regulatory compliance.
    • Answer branch inquires and offer guidance when requested.
    • Handle all loan related backroom duties including scanning of loans and account maintenance.
    • Interact with agencies (Appraisers, Title Companies, Flood Insurance Companies, Auto Dealers, Attorneys, Insurance Companies, GrooveCar, etc.) to facilitate processing and approval of loan.
    • Create and develop letters to members and outside agencies.
    • Submit disability and life insurance claims for members and initiate follow-up.
    • Review Paid Auto Report and send Release of Lien to member.
    • Review Paid Real Estate Loan Report and prepare Satisfactions of Mortgages.
    • Cross sell credit union products and services.
    • Perform other duties as assigned.

Apply Now!


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