Whether you are just starting to build credit, looking for a lower interest rate, or would like to trade up to a card with enhanced rewards, Island has the BEST card for you.
Set up alerts for your Island credit card!
Choose from our 2 great cards
Lost or stolen card?
To report lost or stolen call 800-449-7728.
For 24-hour cardholder service call 1-866-820-3904.
Membership eligibility applies. *APR = Annual Percentage Rate. Rates and terms accurate as of 3/22/2018 and subject to change without notice. All offers of credit subject to credit approval; applicants may be offered credit at higher rates and other terms. Rates featured are the lowest for the product advertised. Rate is based on Prime rate plus a margin; margin is disclosed at account opening. Maximum Rate is 18%. Current Prime rate is 4.75%. +Promotional fixed rate of 1.99% APR is for balance transfers only and valid for 18 months from the date the balance transfer occurs. After promotional period, cardholder’s APR will default to the regular non-promotional variable APR ranging from 9.45% to 17.45%. ++Variable APR ranging from 11.45% to 13.45%.