Credit Cards 

Learn about Island Chip Cards here.

Whether you are just starting to build credit, looking for a lower interest rate, or would like to trade up to a card with enhanced rewards, Island has the BEST card for you. 

NEW FEATURE

Set up alerts for your Island credit card!

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Choose from our 2 great cards

Lost or stolen card?

To report lost or stolen call 800-449-7728.

For 24-hour cardholder service call 1-866-820-3904.

Membership eligibility applies. *APR = Annual Percentage Rate. Rates and terms accurate as of 10/17/2018 and subject to change without notice. All offers of credit subject to credit approval; applicants may be offered credit at higher rates and other terms. Rates featured are the lowest for the product advertised. Rate is based on Prime rate plus a margin; margin is disclosed at account opening. Maximum Rate is 18%. Current Prime rate is 5.25%. ⁺Promotional fixed rate of 1.99% APR is for balance transfers only and valid for 18 months from the date the balance transfer occurs. After promotional period, cardholder’s APR will default to the regular non-promotional variable APR ranging from 9.95% to 17.70%. ⁺⁺Variable APR ranging from 11.95% to 13.70%.