Island makes financing college easier and more affordable so you can achieve your dreams.
Student Choice College Loan Solutions
Who Can Apply?
This program is open to all undergraduate students currently attending a four-year degree program at an eligible public or private not-for-profit school.
How Do I Apply?
Access our Student Choice Resource Center to learn more.
*APY=Annual Percentage Yield. Rates effective and are subject to change without notice. All offers are subject to credit approval; applicants may be offered credit at higher rates and terms. Loan rates featured are the lowest for the product advertised. Variable Rate. Lines of credit available up to $75,000.00. Available to undergraduate students enrolled in a degree-granting program and meeting the school’s minimum Satisfactory Academic Progress (SAP) criteria at an eligible school. Rate is based on the Prime rate plus a margin; margin is disclosed at account opening. Maximum Rate is 15%. Current Prime rate 5.25%. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.