function MakeLeftNav(OnState){

  var oM2=new makeCM("oM2")
  oM2.pxBetween=0
  oM2.fromTop=212
  oM2.fromLeft=20
  oM2.menuPlacement=0
  oM2.wait=600
  oM2.fillImg="images/spacer.gif"
  oM2.zIndex=100 
  oM2.resizeCheck=1
  oM2.zIndex=0  
  oM2.onlineRoot=""
  oM2.offlineRoot=""
  oM2.rows=0
  
  //Background bar properties
  oM2.useBar=0
  oM2.barWidth="100%" 
  oM2.barHeight="menu"
  oM2.barX=0
  oM2.barY="menu"
  oM2.barClass="clBar" 
  oM2.barBorderX=0
  oM2.barBorderY=0
  oM2.barBorderClass="clB3"
  
  //Level properties
  //Syntax for fast creation (advanced users only)
  //oM2.level[1]=new cm_makeLevel(width,height,regClass,overClass,borderX,borderY,borderClass,rows,align,offsetX,offsetY,arrow,arrowWidth,arrowHeight)
  
  oM2.level[0]=new cm_makeLevel()
  oM2.pxBetween=2
  oM2.level[0].width=120
  oM2.level[0].height=null
  oM2.level[0].regClass="clLevel0" 
  oM2.level[0].overClass="clLevel0over"  
  oM2.level[0].borderX=0
  oM2.level[0].borderY=0
  oM2.level[0].align="right"
  oM2.level[0].offsetX=0
  oM2.level[0].offsetY=0
  oM2.level[0].arrow=0
  oM2.level[0].arrowWidth=0
  oM2.level[0].arrowHeight=0
  
  
  //SUB LEVEL[1] PROPERTIES
  oM2.level[1]=new cm_makeLevel()
  oM2.level[1].width=200
  oM2.level[1].height=23
  oM2.level[1].regClass="clLevel1"
  oM2.level[1].overClass="clLevel1over"
  oM2.level[1].borderX=0
  oM2.level[1].borderY=0
  oM2.level[1].rows=0
  oM2.level[1].offsetX=0
  oM2.level[1].offsetY=0
  oM2.level[1].align="right" 
  
  //SUB LEVEL[2] PROPERTIES
  oM2.level[2]=new cm_makeLevel()
  oM2.level[2].width=200
  oM2.level[2].height=23
  oM2.level[2].regClass="clLevel2"
  oM2.level[2].overClass="clLevel2over"
  oM2.level[2].borderX=0
  oM2.level[2].borderY=0
  oM2.level[2].rows=0
  oM2.level[2].offsetX=0
  oM2.level[2].offsetY=0
  oM2.level[2].align="right" 
  
  
  /******************************************
  Menu item creation:
  myCoolMenu.makeMenu(name, parent_name, text, link, target, width, height, regImage, overImage, regClass, overClass , align, rows, nolink, onclick, onmouseover, onmouseout) 
  *************************************/
    
    if (OnState == 'membership_adv'){
      oM2.makeMenu('top0','','','why_membership_adv.html','',120,37,'images/s1_mem_adv_over.gif','images/s1_mem_adv_over.gif');
    } else {
     oM2.makeMenu('top0','','','why_membership_adv.html','',120,37,'images/s1_mem_adv.gif','images/s1_mem_adv_over.gif');
    }
    
    
    if (OnState == 'who_we_are'){
      oM2.makeMenu('top1','','','why_who_we_are.html','',120,23,'images/s1_who_we_are_over.gif','images/s1_who_we_are_over.gif');
    } else {
     oM2.makeMenu('top1','','','why_who_we_are.html','',120,23,'images/s1_who_we_are.gif','images/s1_who_we_are_over.gif');
    }
    
    if (OnState == 'conv_service'){
      oM2.makeMenu('top2','','','why_shared_svc.html','',120,35,'images/s1_conv_serv_over.gif','images/s1_conv_serv_over.gif');
    } else {
      oM2.makeMenu('top2','','','why_shared_svc.html','',120,35,'images/s1_conv_serv.gif','images/s1_conv_serv_over.gif');
    }    
    
      oM2.makeMenu('sub20','top2','','why_shared_svc.html','',134,22,'images/s1_shared_svc.gif','images/s1_shared_svc_over.gif');
      oM2.makeMenu('top121','top2','','why_touchtone.html','',134,23,'images/s1_touchtone.gif','images/s1_touchtone_over.gif');
      oM2.makeMenu('top122','top2','','why_direct_dep.html','',134,22,'images/s1_direct_dep.gif','images/s1_direct_dep_over.gif');
      oM2.makeMenu('top123','top2','','why_payroll_ded.html','',134,23,'images/s1_payroll_ded.gif','images/s1_payroll_ded_over.gif');
      oM2.makeMenu('top124','top2','','why_online_bank.html','',134,20,'images/s1_online_bank.gif','images/s1_online_bank_over.gif');
      oM2.makeMenu('top125','top2','','why_bill_payer.html','',134,23,'images/s1_bill_payer.gif','images/s1_bill_payer_over.gif');
      oM2.makeMenu('top126','top2','','why_safe_deposit.html','',134,22,'images/s1_safe_dep.gif','images/s1_safe_dep_over.gif');
 
    if (OnState == 'privacy_policy'){     
      oM2.makeMenu('top3','','','why_privacy_policy.html','',120,23,'images/s1_privacy_over.gif','images/s1_privacy_over.gif');
    } else {
      oM2.makeMenu('top3','','','why_privacy_policy.html','',120,23,'images/s1_privacy.gif','images/s1_privacy_over.gif');
    }  
    
    
    return oM2;
}