All rates and terms are subject to change without notice.

*All offers are subject to credit approval; applicants may be offered credit at higher rate and other terms. Other conditions may apply. Homeowners insurance required on all loans secured by real property; flood insurance may also be required.

**Mortgage rates change daily. Lower rates are available with payment of "points." The 1% 60-day rate lock is not refundable. Members who do not lock in a rate will be given the rate in effect seven (7) calendar days prior to closing.