Island Federal Credit Union
Online Banking and Bill Pay
MEMBER # PASSWORD

Mortgages and Refinancing

Home Equity

Auto/Boat/RV/Motorcycle/Truck

Personal

Loan Conveniences

GrooveCar Indirect Lending

MasterCard and Gold MasterCard

Loan Center
Home Equity Line of Credit
Your smart cash reserve.

  • Revolving home equity loan with rates as low as prime minus .55% for limits of up to 80% of appraised home value, less your mortgage.

  • Introductory 6-month fixed rate as low as 4.75%APR

  • Use it as you need it for recurring expenses, such as college costs or long-term home renovations, or as a ready source of cash for emergencies or opportunities that come along.

  • Borrow up to 100% of your equity (minus your outstanding mortgage) — up to $300,000 — if you qualify.

  • Pay interest only on the amount of the line you actually use.

  • Interest is generally tax deductible, in most cases (consult your tax advisor).

  • Take up to 15 years to re-pay.

  • No closing costs.

  • Optional convenient payment methods available.

Apply now, it's easy.

Loan Center
Home Sitemap Disclosures Locations Privacy   Search   
Verified By Visa NCUA