Home Equity Line of Credit Your smart cash reserve.
Revolving home equity loan with rates as low as prime minus .55% for limits of up to 80% of appraised home value, less your mortgage.
Introductory 6-month fixed rate as low as 4.75%APR
Use it as you need it for recurring expenses, such as college costs or long-term home renovations, or as a ready source of cash for emergencies or opportunities that come along.
Borrow up to 100% of your equity (minus your outstanding mortgage) — up to $300,000 — if you qualify.
Pay interest only on the amount of the line you actually use.
Interest is generally tax deductible, in most cases (consult your tax advisor).